1121 23rd, Temple, TX 76504 | Col Realty  <div id="share-modal" class="share-modal-overlay" onclick="if(event.target===this)closeShare()"> <div class="share-modal-box"> <button class="share-modal-close" onclick="closeShare()">×</button> <h3 class="share-modal-title">Share this home</h3> <p id="share-modal-address" class="share-modal-address"></p> <div class="share-options"> <button class="share-opt" onclick="shareVia('copy')"><span class="share-opt-icon">🔗</span><span>Copy link</span></button> <button class="share-opt" onclick="shareVia('email')"><span class="share-opt-icon">✉️</span><span>Email</span></button> <button class="share-opt" onclick="shareVia('text')"><span class="share-opt-icon">💬</span><span>Text</span></button> <button class="share-opt" onclick="shareVia('facebook')"><span class="share-opt-icon" style="background:#1877f2;color:#fff;border-radius:50%;font-weight:700;font-size:16px;">f</span><span>Facebook</span></button> <button class="share-opt" onclick="shareVia('twitter')"><span class="share-opt-icon" style="background:#000;color:#fff;border-radius:50%;font-size:14px;font-weight:700;">𝕏</span><span>X / Twitter</span></button> <button class="share-opt" onclick="shareVia('whatsapp')"><span class="share-opt-icon">📱</span><span>WhatsApp</span></button> </div> <div id="share-copy-confirm" class="share-copy-confirm" style="display:none;">✅ Link copied to clipboard!</div> </div> </div> <script> const IS_AUTHENTICATED = false; // ── Favorites ────────────────────────────────────────────────────── function handleFavorite(btn, listingId) { if (!IS_AUTHENTICATED) { const modal = document.getElementById('login-modal'); if (modal) modal.style.display = 'flex'; return; } fetch('/accounts/favorite/' + listingId + '/', { method: 'POST', headers: { 'X-CSRFToken': 'nWWVdrp0ngHuNQJRXmmVNtaUtHAe7Oix4WVmDxHooz7tYxyD7ZwM613e4ZUIQztp', 'Content-Type': 'application/json' } }) .then(r => r.json()) .then(data => { const saved = data.status === 'added'; btn.classList.toggle('saved', saved); const svg = btn.querySelector('svg'); svg.setAttribute('fill', saved ? 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Description

Seller Financing at 6% - 3BR/2BA on Quarter-Acre Lot Near Baylor Scott & White Why rent when you can own for less? This 3-bedroom, 2-bath home (1,288 sqft) in the established Tal Coe Place neighborhood of Temple, TX is offered with seller financing at 6% - a full point below current bank rates, with no bank qualifying. THE HOME: Set on a generous 10,663 sqft lot with room to garden, add on, or simply enjoy the space. Single-level living throughout with wheelchair accessibility. Central heat and air, gas cooktop, ceiling fans, a covered front patio, and a fully chain-link fenced backyard with an exterior storage shed. Detached carport parking. Foundation professionally repaired (pier & beam) - documentation available. THE LOCATION: A very walkable neighborhood (Walk Score 73) just minutes from Baylor Scott & White Medical Center ideal for hospital professionals with easy access to shopping, dining, and I-35. Temple ISD: Travis Science Academy (0.3 mi), Scott Elementary, and Temple High School all nearby. THE TERMS: $199,640 purchase price, $25,000 down, 6% interest amortized over 30 years with a 5-year balloon. That's roughly $1,047/mo principal and interest with taxes and insurance, still under the $1,581/mo these homes rent for. A real path to homeownership for self-employed buyers or anyone locked out of traditional lending at 7%+ rates. Serious inquiries only. Proof of down payment required with offer.

Contact Agent

Col Realty

(512) 699-3810

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Property Details

Status	Active
MLS #	ACT247574868
Taxes	$3,731 (2025) / year
Type	Residential
Year Built	1940
Lot Size	0.24 AC / 10,663 SF
County	Bell
Subdivision	Tal-Coe Place
Garage Spaces	4