Description
Built in 2022, this 4-bed, 2-bath home sits on a quiet cul-de-sac with an open, light-filled layout. The kitchen anchors the space with a large island, granite counters, and stainless appliances, flowing right into the living and dining areas. The primary suite offers a spacious walk-in closet and en-suite bath, while three more bedrooms give plenty of room to grow. Out back: a covered patio and a big, fully fenced yard. Community walking trails, and a standout perk — a 4.99% assumable VA loan, a rare shot at a well-below-market rate. Truly move-in ready.
Property Details
| Status | Active |
| MLS # | ACT246125828 |
| Taxes | $4,110 (2026) / year |
| HOA Fees | $240 / Annually |
| Type | Residential |
| Year Built | 2022 |
| Lot Size | 0.22 AC / 9,378 SF |
| County | Bell |
| Subdivision | Cottonwood Crk Ph I |
| Garage Spaces | 2 |
Property Information
Interior
Exterior
Appliances
Community
Parking
Utilities & Construction
Directions: Austin, Texas: Get on I-35 N/US-290 E from E 7th St, 5 min (0.9 mi). Follow I-35 N to S Central Ave/I 35 N Frontage Rd in Troy. Take exit 308 from I-35 N, 1 hr 4 min (72.9 mi). Continue on S Central Ave/I 35 N Frontage Rd. Take Church St/Old TX 81/Old Waco Rd and Goates Rd to Velvet Ct, 5 min (1.9 mi). Velvet Ct, Troy, TX 76579.
Location
Property History
| Date | Event | Price |
|---|---|---|
| Sep 22, 2026 | Listed (Active) · MLS# ACT246125828 | $270,000 |
Full transaction history may not be available. Data sourced from ACTRIS MLS.
Public Records
| Beds | 4 |
| Lot Size | 9,378 Sq. Ft. |
| Style | Residential |
| County | BELL |
| MLS # | ACT246125828 |
Schools
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Payment Estimate
For illustrative purposes only. Contact a lender for accurate figures.